On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal explain why it’s due time investors review their portfolios — and how they can start by shopping for a new mortgage.Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, look into the latest data on finance and lending before providing their expert take on why the Reserve Bank of Australia is at risk of overshooting its rate hike cycle.On the back of seven consecutive rate hikes, the duo also recommended property owners shop around for a new mortgage, with Leigh providing insider insights on how to get the best rates and what types of cost-cutting deals are currently on market. Arjun also explains how a lending and equity position review can help investors who are on a portfolio-scaling journey.Lastly, the mini brain trust unpacks the housing shortage that is happening across the country and talks about the factors that have brought on the supply squeeze.
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Episode Highlights -
- Latest data on finance and lending [0:55]
-ABS data update for September 2022 [6:30]
- Interest rates [8:54]
- Borrowing capacity [13:19]
- Cashbacks [13:46]
- Why it’s due time investors review their portfolios [16:42]
- Overview of the latest whitepaper: Australia's Housing supply Crunch - 20 Undersupplied Regions [19:17]
- Reduction on established supply [21:00]
- Listings for rent [21:14]
- Causes [23:36]
i. Lifted volume of net migration & smaller household sizes [23:42]
ii. Difficulties in accessing new land supply [25:00]
iii. Extended hold periods [26:00]
- Are the 20 regions mentioned in the whitepaper good areas to invest in?[28:40]
